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Insurance Products

Insurance Products

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Call Your Local AAA Agent Today 1-866-315-1252

AAA offers a broad range of insurance products to keep you, your​ family and your ​assets protected.​ With competitive rates and concierge-level claims service, AAA Insurance can help you find all the coverage you need.

Auto Insurance

AAA Auto Insurance is the perfect combination of value, coverage and service. We know how important it is to get the right coverage at a reasonable rate, so our expert agents work hard to find you discounts and savings. Plus, we make it easy to file a claim and get back on the road.

  • File a claim any time: 24 hours a day, 365 days a year.
  • Same-day answers from our Adjusters.
  • Get claim payouts within 3 days.
  • AAA Auto Buying Service can help you quickly find a new car in the event of total loss.
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Homeowners Insurance

Your home is probably your most valuable asset: it's not just an investment, it's your sanctuary. So when your home is damaged or destroyed, you want your claim to be settled quickly. You want an agent that cares about getting you back in your home.

  • File a claim any time: 24 hours a day, 365 days a year.
  • Flexible billing: we can coordinate with your mortgage company.
  • We'll cover living expenses if your home becomes uninhabitable due to a claim.
  • Identity theft protection.
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Home Protection Plans

Ensure you are properly covered with additional partner products and services.

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Inland Flood Insurance

Inland floods are on the rise. AAA Insurance now offers affordable protection for homeowners. With changing weather patterns causing more severe and frequent rainstorms, and snowstorms with significant snowmelt, the threat of costly flood damage is growing. Today, even homeowners in normally to low moderate flood risk areas need coverage.

Until now, insurance options have been limited and costly. AAA Inland Flood Coverage is an innovative solution that insures the most common flood exposures, as well as personal property in the basement and loss of use - coverages that are excluded by the National Flood Insurance Program.

AAA Inland Flood Coverage includes damage to:

  • Residence and certain other structures (shed, pool house, etc.)
  • Personal property, including in a basement or sunken room
  • Loss of Use
  • Property moved to safety by the insured
  • Debris removal
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Flood Insurance

It’s a common misconception that homeowner’s insurance covers flood damage, but only flood insurance covers flood damage. Without it, the cost of the damage comes out of your pocket. AAA Insurance has affordable solutions for flood insurance. Even if you don’t live near water, every home is at risk of flooding.

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Home Protection Plans

AAA Insurance offers Home Protection Plans to help customize your policy to best meet your unique needs and to provide broader protection for your home:

  • Inland Flood Coverage
  • Home Systems Protection
  • Service Line Coverage
  • Personal Liability Umbrella Policies
  • Secondary/Seasonal Homes Insurance
  • Home Security
  • Disaster Mortgage Insurance
  • Accidental Death Coverage
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Boat Insurance

In the Carolinas, boat ownership is a way of life, and our members put their faith in us to safeguard that lifestyle. Our expert agents know what unique hazards you face, so we can suggest the perfect coverage to keep you and your investment protected.

  • Coverage for boats.
  • Ideal for bass fishing and pontoon boats.
  • Wonderful rates.
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Motorcycle Insurance

Whether your primary mode of transportation or your getaway bike for times of fun, we offer motorcycle coverage to give you extra peace of mind of the road.

  • Coverage for almost every type of motorcycle.
  • File a claim any time: 24 hours a day, 365 days a year.
  • Fast claim resolutions.
  • Discounts to help get you the lowest rate possible.
Learn More Get a Quote

Seasonal / Secondary Homes

The properties you own are a part of your livelihood, whether it be a home away from home or rental property. Let us provide you with coverage to protect properties that are important to you, especially in the event of damage caused by a hazardous fire.

  • Coverage for your rental properties and secondary/seasonal homes.
  • Competitive rates.
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Umbrella Insurance

While our basic auto and home policies will provide you with coverage for your specific needs, securing extra protection in additional liability coverage gives you even more of the AAA peace of mind. Our personal liability umbrella policies will help to further extend this peace of mind in the moments you need it most.

  • $1 and $2 million limits to offer you coverage.
  • Less strict underlying limit requirements than other carriers.
  • The biggest bang for your buck!
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Life & Health Insurance

There is nothing more critical to protect than you and your family. With the rising costs of healthcare, health insurance is more vital than ever. AAA offers many plans to help you get the care and coverage you need.

  • PPO and Non-PPO Health Insurance options.
  • Term Life coverage with no medical exam required.
  • Medicare and Long-Term Care options available.
  • Our Insurance Consultants can help you choose the perfect coverage.
AAA Medicare Supplement

Call 1-888-247-1071 to speak with an agent about supplementing your Medicare, or learn more.

Get A Life Insurance Quote Our Health Insurance Products

Travel Insurance

Travel Medical Insurance
Travel Medical Insurance offered by AAA provides complete medical protection for those traveling internationally and for non- citizens coming to the U.S. An illness or injury can turn a dream vacation into a costly nightmare.

Many health insurance plans, including Medicare, do not provide coverage when traveling outside of your home country. A flexible plan from AAA can provide up to $2,000,000 of affordable coverage with several deductible options. Coverage periods range from 10 days to a maximum of 2 years to fit your individual travel itinerary.

Travel Medical Insurance

Trip Cancellation Insurance
Trip Cancellation Insurance by Allianz Global Assistance provides coverage for: trip cancellation/delay, limited medical & dental emergencies, baggage loss/delay, and personal accident protection.

*Terms, conditions, and exclusions apply. Insurance benefits underwritten by BCS Insurance Company or Jefferson Insurance Company. AGA Service Company is the licensed producer and administrator of these plans.

Trip Cancellation Insurance

Business Insurance

You've invested time, money and effort into running your business, so you need to know your insurance will protect it. Our agents can find you the right policy so you get the right protection at the best rates possible.

  • General Liability, Property, Workers Comp & more
  • Protect your workers, your investments and your property
  • Commercial Automobile coverage available as well
Learn More Get a Quote

Extended Auto Warranties

AAA Vehicle Extended Service Plan is like having health insurance for your car. Get mechanical breakdown coverage from a name you trust.

If you're not sure what you need, feel free to give our agents a call. They'd be happy to walk you through your options. Call us at 1-866-315-1252.

Get a Quote Learn More

If you're not sure what you need, feel free to give our agents a call. They'd be happy to walk you through your options. Call us at 1-866-315-1252

Claims & Payments

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